Coverage Insights – Commercial Property Insurance: Causes of Loss Forms Explained

By: Wheeler & Taylor  •  September 14, 2022

A causes of loss form is used to establish and define the particular types of perils covered in an insured’s commercial property policy. There are three causes of loss forms policyholders can choose from for their commercial property coverage: basic, broad and special. This article explains the differences between basic, broad and special causes of loss forms and highlights covered perils under each form.



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