Protecting What Matters Most

As a successful individual or family, your insurance needs are anything but ordinary. Your unique assets and lifestyle require specialized protection, and relying on a generalist agency can leave critical gaps in coverage. At Wheeler & Taylor, our Private Client Group specializes in designing comprehensive insurance solutions for complex risks, including:

• Unique, Custom, and Historic Homes
• Secondary, Vacation, and Investment Properties
• Luxury and Classic Automobiles
• Jewelry, Fine Art, and Collectibles
• Complex Ownership Structures (LLCs, Trusts, etc.)
• Yachts
• Excess Liability
• Primary and Excess Flood Insurance
• Workers’ Compensation for Household Employees
• International Exposures
• Custom-Designed Coverage for Specialized Risks
• Unique and Specialized Life Insurance Programs

What to Expect

Before you ever become a Wheeler & Taylor client, our Private Client Group conducts a comprehensive review of your existing insurance program while taking the time to understand your lifestyle, assets, and unique exposures. This process allows us to identify coverage gaps that are often unknown to our clients.

Our experience has shown that the vast majority of new clients have important—and in some cases significant—coverage deficiencies that only become apparent after a loss. Discovering those gaps during a claim is exactly what our expertise is designed to prevent.

From there, we develop a customized insurance portfolio tailored to your needs while securing the most advantageous pricing available in the marketplace. Our unmatched market access spans the full spectrum of High-Net-Worth insurance carriers and programs, along with direct access to specialty markets throughout the United States and London, ensuring the broadest range of solutions for your risk management needs.

Once your program is in place, we continue to monitor your coverage through regular reviews to ensure it evolves alongside your life. As a Private Client Group client, you’ll receive proactive guidance, ongoing consultations, and annual policy reviews to help keep your coverage accurate, comprehensive, and cost-effective.

Value-Added Services

When you partner with Wheeler & Taylor’s Private Client Group, expertly crafted insurance protection is only the beginning. Through our affiliated partners, clients may also have access to:

• Bespoke financed life insurance and investment programs for clients with assets exceeding $10 million.
• Concierge high-net-worth mortgage advisory and placement services, including access to some of the most competitive mortgage rates available in the United States (minimum $1 million financed).
• Complimentary background checks for domestic staff.
• Worldwide travel information and assistance.
• Complimentary consultations with recognized experts in jewelry, fine art, private employment, home construction, and other specialized fields.
• On-site risk management, security, and loss prevention consultations.