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Wealth Protection

Since 1871: Experience That Protects What You’ve Built

For more than 150 years, Wheeler & Taylor Insurance has helped individuals, families and businesses protect what they have built. Founded in 1871, Wheeler & Taylor has grown…

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Private Client Insurance: The Complete Guide to Protecting Your Wealth, Lifestyle, and Legacy

Luxury homes. Multiple residences. Valuable collections. Complex assets. At a certain point, your insurance needs become more sophisticated than a standard homeowners or auto policy can reasonably address….

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Luxury Home Insurance in Coastal Markets: What High-Net-Worth Homeowners Need to Know

Luxury coastal homes represent some of the most valuable residential properties in the country. From oceanfront estates and seasonal retreats to high-value primary residences, these properties require a…

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What Is Considered High Net Worth?

Understanding High Net Worth Classifications and Why They Matter for Insurance, Wealth, and Financial Risk Planning High net worth (HNW) generally refers to individuals or households with at…

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Why Standard Insurance Fails High-Value Homes

The Hidden Coverage Gaps Many Affluent Homeowners Do Not Discover Until After a Major Loss Many luxury homeowners assume that because their home is insured, they are fully…

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What Assets Are Covered Under High Net Worth Insurance?

Understanding How High Net Worth Insurance Protects Luxury Property, Valuables, and Complex Assets One of the biggest differences between standard insurance and high net worth insurance is the…

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Umbrella Liability Insurance for High Net Worth Families

Why Affluent Households Often Need More Liability Protection Than Standard Insurance Provides For many affluent families, the greatest financial risk is not property damage — it is personal…

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High Net Worth Insurance Explained: Coverage, Cost & Who Needs It

High net worth insurance is specialized coverage designed for individuals and families with significant assets, luxury residences, and elevated liability exposure—typically beginning at $1 million or more in…

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